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Car Credit FAQ - St Charles, Warrenton, Lake St Louis, St Louis: Behlmann Auto Credit

Behlmann Auto Credit - Get Automotive Financing for New Or Used Car, Truck, SUV or Van in St Charles, Lake St Louis St Louis, Troy, O'Fallon & Wentzville


Will my trade qualify for money down?

In most cases positive trade equity is similar to using cash for a down payment. Cash money, however, may be required if there is a lien on the automobile that you are trading and the balance is greater than the appraised value of your trade in.

Can I use an auto manufacturer's employee discounts?

Applying a manufacturer's employee discount is not related to the loan, it lowers the price you will pay for a new vehicle. Since you are paying a lower price for the new car many lenders will find this more attractive which may improve the terms they offer.

I've had a bankruptcy. Can I still get approved?

Most lenders will accept a previous bankruptcy as long as it is discharged. For Chapter 7 bankruptcies there are lenders that will offer financing before the discharge but after the initial meeting of the creditors.

Will Cosigners help me get approved?

From our experience a cosigner may be considered for a buyer who does not comply with all the credit requirements of the considering lender.